How Does BNPL Work?

How Does BNPL Work?

Book Now Pay Later (BNPL) is a service that allows you to pay your bill online using a credit or debit card. You can choose the amount you want to pay each month and then set up an automatic payment plan on your account.

You will receive a text message when your payment goes through, allowing you to cancel the plan if you would rather not have it charged to your account.

Book now pay later (BNPL) is an excellent option for travelers who want to be able to book their flights and their trip that they are planning on paying off over time with a new payment option. In this blog, let us understand how this works.

How Does the Book Now Pay Later Works?

Buy now pay later is a new payment option that allows you to book your trip and pay it off over time. It is an alternative to traditional credit cards, which can be expensive, or loans, which require you to pay back the total amount of your purchase at once. In contrast, BNPL works like a line of credit; rather than having a single balance due date that comes due on its own (like a credit card), the money owed accrues interest until paid in full.

The way this works is simple: when you book anything, the company will send you an email asking if they can process payments through one of their partners—like MobiKwik—so they know when you will make each payment and where it should go. Then when it’s time to book your trip or anything else and pay up front again later through the website or pay later app like MobiKwik, they make sure everything adds up correctly before sending out any payments.

Book Now, and Pay Later for Weightier Purchases

If you have a larger purchase in mind and are curious if it’s fit your budget, the buy now pay later feature can help. This service allows users to book their trip or other larger item—like furniture or appliances—and then set up automatic payments that are made over time. 

The Appeal of the Book Now Pay Later

Book now pay later allows users to set up automatic payments of their travel expenses in advance, which means you can use your saved money towards other things like buying groceries or going out with friends or saving for your future. 

What Does It Mean to Book Now and Pay Later?

Book now, pay later is a new payment option that allows you to pay for your purchases over time. It’s a great way to make ends meet and get the things you want without going into debt.

The concept behind book now, pay later is simple: You purchase an item or service on any website and then use their website or pay later app to schedule payments due every month at different intervals throughout your contract term. It can be applied across many items—from hotels and flights to mobile phones or cars—and makes it easier for people looking for low-cost financing options when buying big-ticket items like homes or vehicles.

Key Takeaways

  • Book now pay later, works by allowing you to choose how much you would like to pay towards the total cost of your trip each month, and remember that it is possible for these payments not only from one source but from multiple sources simultaneously. 
  • It means that even if one of these sources is lost or stolen, another source will always remain available for replenishing these funds until they are needed again on future trips, just like any other credit card holder would do when traveling abroad.


BNPL is an excellent option for anyone who wants to be able to book their flights and their trip that they are planning on paying off over time with a new payment option. The concept of this program is simple. Hope this blog has helped you understand the idea of the book now pay later and how it works!